Health Insurance Help


Family Health Plus is available to single adults, couples without children, and parents with limited income, who are aged 19 to 64, are residents of New York State and United States citizens or fall under one of many immigration categories. If you have health insurance through a federal, state, county, municipal or school district benefit plan - you are not eligible to enroll.

If you have employer-sponsored health insurance available through other types of employers you may be eligible for help to pay for premiums, deductibles, coinsurance and co-payments through the Family health Plus Premium Assistance program.

There are limits on the amount of assets or resources that you can have and still be eligible to enroll in Family Health Plus. "Resources" mean money in the bank or credit union, stocks, bonds, mutual funds, certificate of deposit, money market accounts, 401K plans, trust funds, the cash value of life insurance, motor vehicles, or property that someone owns. The value of your home will not be counted. The amount of income and assets/resources you and your family can have and still be eligible for Family Health Plus depends upon how many people are in your family.

For more details, visit the link below. Click on the link for your family size and see if your income and resources fall below the maximum levels for your family's size.

www.health.state.ny.us/nysdoh/fhplus/who_can_join.htm (Family Health Plus)

To be eligible for either Children's Medicaid or Child Health Plus, children must be under the age of 19 and be residents of New York State. Whether a child qualifies for Children's Medicaid or Child Health Plus depends on gross family income. Children who are not eligible for Medicaid can enroll in Child Health Plus if they don't already have health insurance and are not eligible for coverage under the public employees' state health benefits plan. Some children who were covered by employer-based health insurance within the past six months may be subject to a waiting period before they can be enrolled in Child Health Plus. Determining whether your child is subject to a waiting period will depend on your household income and the reason your child(ren) lost employer-based coverage.

Check the following income charts to see whether your child will most likely qualify for Children's Medicaid or Child Health Plus child health plus:

www.nyhealth.gov/nysdoh/chplus